How OpenPaymentGPS works

One intelligence layer. Multiple payment environments.

OpenPaymentGPS does not need to replace existing payment infrastructure. It is designed to make existing infrastructure more understandable.

Financial institutions

Participating banks and authorized partners

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Payment infrastructure

SWIFTBank APIsCorrespondent bankingDomestic and international payment systemsInstant paymentsInternal bank systems

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OpenPaymentGPS™

Payment Intelligence Engine™

Connect→Normalize→Interpret→Explain→Deliver

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Delivered through

Bank mobile appOnline bankingTreasury portalService centerBusinessConsumer

OpenPaymentGPS does not need to replace existing payment infrastructure. It is designed to make existing infrastructure more understandable.

The stack

Infrastructure, not a single tracking application

01

OPGPS Connect™

Connectivity layer

Authorized integrations with payment environments and bank systems.

02

Payment Intelligence Engine™

Core intelligence technology

Interprets available events into stage, context and expectation.

03

JourneyView™

Customer-facing visualization

One consistent journey presentation across participating institutions.

04

Exception Intelligence™

Exception-management layer

Where the exception sits, who controls the next action, what is required.

05

OpenPaymentGPS API™

Distribution and integration

Intelligence delivered inside the bank's existing channels.

Multi-rail intelligence architecture

Built beyond a single payment network

OpenPaymentGPS is designed as an extensible payment-intelligence architecture. Supported networks, institutions and data availability will depend upon individual integrations, permissions and commercial arrangements.

OPGPS Connect™

  • SWIFT Connector
  • Bank API Connector
  • Correspondent Banking Connector
  • Domestic Payment Connector
  • Instant Payment Connector
  • Bank Core Connector
  • Future Network Connectors

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OpenPaymentGPS Payment Intelligence Engine™

Keep your infrastructure. Add the intelligence layer.